CHAMPVA Insurance Resources - Handbooks, Providers & Pharmacies (2024)

CHAMPVA Resources

Provider Contact Information

Providercontact informationcontains the addresses and phone numbers for the various VHA Office of Community Care health care benefit programs. For PC3/Choice providers with concerns, please first contact Health Net and TriWest directly.

Providers may send questions and feedback to[emailprotected]

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CHAMPVA Handbook

Thecontact informationcontains important benefit information that is of interest to you. We recommend you carefully read the handbook prior to using benefits.

VIEW HANDBOOK ONLINE

Locate CHAMPVA Provider

The VA does not maintain a provider listing. Most Medicare and TRICARE providers will also see beneficiaries (but be sure you ask the provider). If you are having difficulty finding a provider, we recommend you visit theMedicare websiteand use the “Search Tools” at the bottom of that page to locate a Medicare provider.

If you choose to see a provider who does not accept CHAMPVA, the SUPPLEMENT INSURANCE will pay or reimburse the cost share. Remember that cost shares are based on the allowable amount.

General Medications by Mail

The program offers a robust pharmacy benefit, paying 75% of the allowable charge at any pharmacy for prescription medication. The Meds By Mail program offers prescription medication delivered to your home. The best part of Meds By Mail is that there is NO cost share or co-pay. CHAMPVA also offers a medication by mail program calledMEDS BY MAIL.

Pharmacies

Pharmacies that are a part of the SXC Health Solutions, Inc. (SXC) network, agree to collect your cost share and send a claim via SXC to CHAMPVA for the remaining amount. However, not all pharmacies are a part of the SXC pharmacy network. In those cases, you may have to pay the entire amount and submit a claim yourself. A good way to find a pharmacy that participates in the SXC network, is to visit their website athttps://vahac.rxportal.sxc.com.

CHAMPVA PHARMACY BENEFITS – LEARN MORE

CHAMPVA

An eligiblesponsor may be entitled to receive medical care through the VA health care system based on his or her own veteran status. If the eligible sponsor is the spouse of another eligible sponsor, both may now be eligible for CHAMPVA benefits. In each case where the eligible spouse requires medical attention, he or she may choose the VA health care system or coverage under CHAMPVA for his/her health care needs. If you have been previously denied benefits and you believe you would now be qualified, please submit an application following the guidelines as listed on the “How to apply” section.

Eligibility can be impacted by changes such as marriage, divorce from the sponsor, or eligibility for Medicare or TRICARE. Changes in status should be reported immediately to:

CHAMPVA, ATTN: Eligibility Unit
PO Box 469028
Denver, CO 80246-9028

Phone:1-800-733-8387

Email:[emailprotected]

How to Apply for CHAMPVA BENEFITS

If you provide all of the required and optional documents, and if your application is complete, then it takes approximately six weeks after we get your package until you get your CHAMPVA identification card and related materials.

If you provide only the required documents, and not the optional documents, processing can take two to eight months since we have to confirm information with other federal agencies.

Once we get your application, we will review it to be sure it is complete and that all the required forms are included. If your application is not complete, we will return it to you with further instructions. For additional information, please refer toFact Sheet 01-03: Instructions for CHAMPVA Applicants.

Required Documents

Optional Documents

You can speed the processing of your application if you also send copies (do not send originals):

  • Birth certificate/adoption papers for children
  • School certification of full-time enrollment for children ages 18-23 (SeeFact Sheet 01-15: School Enrollment Certification Requirements for CHAMPVA Benefitsfor more information.)
  • If you are a remarried widow/widower and are once again single, provide a copy of the legal documentation that terminated the remarriage. The legal documentation of termination of a remarriage may be a divorce decree, death certificate or annulment decree.
  • The page from the VBA rating decision showing the Veteran is permanently and totally disabled (or death rating for a survivor)
  • Veteran’s DD214, Certificate of Release or Discharge from Active Duty, or if the Veteran was a WWII or Korea veteran, the Report of Separation. If you do not have a copy of the necessary form, you may request it by submitting a Standard Form 180, Request Pertaining to Military Records, from the National Archives.

How to Request Military Personnel Files

Online:Click Here

Mail:
National Personnel Records Center
Military Personnel Records
1 Archives Drive
St. Louis, MO 63138

Fax:314-801-9195

Instructions about who can request Official Military Personnel Files and the information required can be viewed on the National Archives Veterans’ Service Records page athttps://www.archives.gov/veterans/military-service-records.

Application Submission

Before sending your application, please ensure the application is signed and dated. Also, if applying for a spouse, please include the date of marriage on the application.

Mail:
VHA Office of Community Care
CHAMPVA Eligibility
PO Box 469028
Denver, CO 80246-9028

Fax:303-331-7809

Important Notice:

The Plan is currently not available in CO, ME, NH, NY, OR, UT, WA.

  • The Corporate Plan Sponsor: Government Employee Association (GEA)
  • Plan Administer: Selman and Company
  • Underwritten by: Transamerica Premier Life Insurance Company, Cedar Rapids, IA Transamerica Financial Life Insurance Company, Harrison, NY (NY residents only)
  • 19837953
  • To return to the Home PageHome
CHAMPVA Insurance Resources - Handbooks, Providers & Pharmacies (2024)

FAQs

Does Champva have a website? ›

Enrolled beneficiaries may review their program and claims at the CHAMPVA website.

How much does Champva cost monthly per month? ›

What are the costs of CHAMPVA and Medicare? CHAMPVA is, for the most part, a cost-sharing insurance plan, and it does not have a monthly premium. However, a person will have an annual outpatient deductible of $50. The percentage a person pays usually depends on the services.

How do I verify champva eligibility for providers? ›

To determine CHAMPVA eligibility, SSA documentation of enrollment in both Medicare Part A and Medicare Part B is required. Acceptable documentation includes a copy of the beneficiary Medicare card, a letter from the SSA that provides the dates of Medicare eligibility, or any valid verification from SSA.

What is not covered by Champva? ›

For example, CHAMPVA does not cover dental, chiropractic services, routine eye exams or corrective lenses. It is possible that Medicaid recipients could have less of a financial burden if covered by Medicaid than under CHAMPVA program.

Does Champva cover 100%? ›

CHAMPVA has an outpatient deductible ($50 per beneficiary per calendar year or a maximum of $100 per family per calendar year) and a patient cost share of 25% of our allowable amount up to the catastrophic cap ($3,000 per calendar year).

Do 100% disabled veterans get TRICARE? ›

Simply being a disabled veteran doesn't necessarily qualify you for TRICARE. However, some veterans receiving VA disability may be eligible, and receiving veterans disability benefits won't disqualify you. You can choose whether to apply for or retain your coverage alongside your veterans benefits.

Does Champva require a referral to see a specialist? ›

CHAMPVA is a fee-for-service plan under which the VA provides coverage through civilian doctors for certain veterans' family members. CHAMPVA patients may find their own doctors. Visits with other doctors, including specialists, do not require pre-approval in most cases.

Do all hospitals accept Champva? ›

As a rule any hospital that accepts medicare will accept CHAMPVA and all hospitals accept Medicare...

Can I use Champva as my primary insurance? ›

By law, CHAMPVA is always secondary payer except to Medicaid, State Victims of Crime Compensation Programs and supplemental CHAMPVA policies. How Can I Locate a Provider? We do not maintain a provider listing. Most Medicare and TRICARE providers will also accept CHAMPVA (but be sure you ask the provider).

What are the drawbacks of Champva? ›

The cons of CHAMPVA are that beneficiaries must pay 25% of the allowable amount, leading to significant out-of-pocket costs for unexpected medical bills. CHAMPVA does not cover dental, chiropractic, routine eye exams, or corrective lenses, and beneficiaries may have limited choice in how their care is provided.

Is Champva free for veterans? ›

The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the Department of Veterans Affairs (VA) shares the cost of covered health care services and supplies with eligible beneficiaries.

Are prescriptions free with Champva? ›

CHAMPVA will pay Medicare drug plan copayments up to 75% of the CHAMPVA allowable amount for prescriptions.

Can you check Champva claim status online? ›

You can also check medical claim status and eligibility status electronically through the VA clearinghouse using the 276 and 270 HIPAA transactions. CHAMPVA receives Medicare Crossover Parts A & B and DMERC claims for our beneficiaries.

Does Champva have an app? ›

Anyone can access the CHAMPVA Pay App and check on reimbursem*nt statuses. From the home screen, tap Check Codes. You will go to the Check Codes screen where there are four different categories of medical codes. Type in the code you're checking on in the corresponding blank field.

How can I check on my Champva application? ›

If you have questions regarding the status of your application, we encourage you to call the CHAMPVA call center at 800-733-8387. If you provide only the required documents, and not the optional documents, processing can take two to eight months since we have to confirm information with other federal agencies.

Does Champva have a network? ›

We do not have a network of health care providers, so you can visit most authorized providers. This guide contains the most important information you need to know. If you have questions about CHAMPVA, or to obtain approval for any medical procedure that requires authorization, please call us at 1-800- 733-8387.

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