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VA » Health Care » Community Care » CHAMPVA–Information for Providers

CHAMPVA–Information for Providers

VA.gov | Veterans Affairs (1)The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program for the spouse or widow(er) and children of an eligible Veteran. Through CHAMPVA, VA shares the cost of certain health care services and supplies with eligible beneficiaries. CHAMPVA may also provide benefits to the Primary Family Caregiver through the Caregiver Support Program. For more information, check out the CHAMPVA and the Caregiver programs.

CHAMPVACHAMPVA for Primary Family Caregivers

IMPORTANT NOTE: Community care providers, including under CHAMPVA, must enroll for Electronic Funds Transfer (EFT) and payments will be deposited directly into a bank account.

EFT - Electronic Payments

The VHA Office of Integrated Veteran Care (IVC) processes CHAMPVA applications, determines eligibility, authorizes benefits, and processes medical claims. Providers are encouraged to file claims directly with CHAMPVA. For information on filing claims, visit the Filing a CHAMPVA Claim page.

Change Healthcare (CHC) Cybersecurity Incident

For those VA community providers serving beneficiaries of CHAMPVA, Spina Bifida Healthcare Benefits Program, Camp Lejeune Family Member Program, and Children of Women Vietnam Veterans Health Care Benefits Program, please follow the guidelines at the link below.

Change Healthcare (CHC) Cybersecurity Incident–Information for Family Member Care Claims

Frequently Asked Questions

Is preauthorization required for services?

Certain types of care/services require advance approval, commonly known as preauthorization. This approval, or preauthorization, is extremely important, and the failure to obtain it may result in denial of the claim. Preauthorization is required for:

  • Adjunctive Dental (procedures that are directly related to covered medical conditions)
  • Durable medical equipment (DME) with a purchase price or total rental price of $2,000 or more
  • Mental health/substance abuse services
  • Organ and bone marrow transplants
Is there a contract or agreement that I must sign to accept/participate in CHAMPVA?

No. CHAMPVA does not have contract providers. You must be properly licensed in your state to receive payment from CHAMPVA, and cannot be on the Medicare exclusion list.

Do I have to accept the CHAMPVA allowable rate?

Yes, under 38 CFR section 272(b) (3) and (4), providers who agree to accept the beneficiary must accept the CHAMPVA allowable charges and cannot balance bill the beneficiary. The sole exception is when the beneficiary is notified prior to any services being rendered that you do not accept CHAMPVA and the beneficiary must pay the entire billed amount up front and file the claim to CHAMPVA.

How do I get a claim paid?

The most efficient way to file a claim for CHAMPVA is electronically. The VHA Office of Integrated Veteran Care accepts electronically submitted 837 claim transactions. These include the 837 Institutional, 837 Professional, and 837 Dental transactions. Transactions are accepted from providers for medical services and supplies provided in the United States, a U.S. Commonwealth or the territories.

You must submit electronic claims through the VA clearinghouse. Our Payer ID number is 84146 for medical claims and 84147 for dental claims. You can also check medical claim status and eligibility status electronically through the VA clearinghouse using the 276 and 270 HIPAA transactions.

CHAMPVA receives Medicare Crossover Parts A & B and DMERC claims for our beneficiaries. If your patient is a Medicare beneficiary your claim will be forwarded electronically to CHAMPVA if we have the Medicare Health Insurance Claim number (HICN) on file. Please review your electronic remittance advice from Medicare to determine if your claim has been forwarded to us. Claims can be mailed to the address listed in the contacts below.

Visit Filing a CHAMPVA Claim for more information on filing CHAMPVA claims.

Contacts

VA Customer Call Center
800-733-8387
8:05 a.m. to 7:30 p.m. ET, Monday-Friday

VHA Office of Integrated Veteran Care
ATTN: CHAMPVA
PO Box 469063, Denver CO 80246-9063

Ask VA (AVA)

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VA.gov | Veterans Affairs (2024)

FAQs

What not to say at the C&P exam? ›

What not to say at a C&P exam. The most vital thing not to do at your claim exam is to pretend your symptoms aren't as bad as they are. It's not the time to play tough. You don't want to exaggerate your symptoms, but you should be honest about how bad they are and exactly how they impact your life.

What is the easiest way to get 100% VA disability? ›

The most direct and easiest way to get 100 VA disability is to have one service-connected disability that is 100 percent disabling. Examples of injuries that can qualify you for a 100 percent disability rating by themselves include the total loss of use of both feet, or of both hands, or of one hand and one foot.

What is the most approved VA disability? ›

Yes, some VA claims are more commonly approved than others. Service connection for tinnitus is granted more frequently than any other disability. More than 2.3 million veterans have benefits for tinnitus. Hearing loss may be more difficult to get approved despite being the second most commonly approved disability.

What is the VA 40 70 rule? ›

To be eligible for schedular TDIU benefits, a veteran must have either: a single service-connected condition with a rating of at least 60 percent; or. (the 70/40 rule) at least two service-connected conditions with a combined rating of at least 70 percent, with at least one of the conditions rated 40 percent or higher.

Does the government do enough for veterans? ›

More broadly, 64% of veterans say the government has given them about as much help as it should have. Three-in-ten say the government has given them too little help. Post-9/11 veterans are more likely than those from previous eras to say the government has given them less help than it should have (43% vs. 27%).

How do you beat the C&P exam? ›

What can I do to help make my C&P exam successful?
  1. Prepare for Your C&P exam ahead of time. ...
  2. Be upfront with your concerns and day-to-day issues. ...
  3. Explain about “bad days” and how often they occur. ...
  4. Get a copy of the C&P results. ...
  5. Bring someone close to you to the appointment. ...
  6. Remember that you might have multiple visits.
Mar 5, 2024

How do I ace my C&P exam? ›

Tips for Your C&P Appointment
  1. Be prepared to answer. When your doctor asks “How are you?,” people are often programmed to answer “o*kay” or “Fine.” This isn't the time to make this claim. ...
  2. Prepare to be judged. ...
  3. Know the purpose of the exam. ...
  4. Stick to the facts. ...
  5. Be honest. ...
  6. Be punctual.

What is the easiest disability to get approved for? ›

What Is the Most Approved Disability? Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits. This is because arthritis is so common. In the United States, over 58 million people suffer from arthritis.

What adds up to 100 VA disability? ›

In that case, the veteran may be entitled to VA disability benefits at the 100% level if either: They have a disability rating of at least 60% for a single condition, or. They have a disability rating of at least 70% based on combined conditions, with at least one condition rated at 40% or higher.

Why is it so hard to get a 100% disability from the VA? ›

To receive a rating of 100 percent, there must be sufficient evidence to support the severity of the service-connected condition. This can come from medical documentation as well as testimony from friends, family, co-workers, and others who can attest to the seriousness of the disability.

What conditions automatically qualify you for VA disability? ›

What conditions are covered by these benefits?
  • Chronic (long-lasting) back pain resulting in a current diagnosed back disability.
  • Breathing problems resulting from a current lung condition or lung disease.
  • Severe hearing loss.
  • Scar tissue.
  • Loss of range of motion (problems moving your body)
  • Ulcers.
Aug 15, 2023

What are the three new VA presumptive conditions? ›

Through a sub-regulatory policy letter published to the Federal Register, the following three cancer types have been included in the list of presumptive diseases: Male breast cancer. Urethral cancer. Cancer of the paraurethral glands.

What disabilities are hard to prove? ›

Common Disabilities That Are Difficult to Prove

Mental Health Disorders: Certain mental health conditions like depression, anxiety, schizophrenia, bipolar disorder, and other personality disorders can be difficult to prove. Their effects fluctuate over time, and each condition affects a person differently.

What is the 85 15 rule for the VA? ›

The 85/15 rule is a market validation tool designed to prevent schools from inflating tuition charges for VA education beneficiaries. The rule functions by requiring a school to enroll no less than 15 percent of its students paying the full tuition charge without institutional or VA aid.

What is the VA 1% rule? ›

If the lender is charging the 1 percent fee, they are not allowed to tack on additional charges for things the VA considers overhead. The purpose of the one percent rule is to protect Veterans from excessive fees and ensure the cost of obtaining a VA loan remains affordable.

What is the VA 55 plus rule? ›

Revaluating VA Disability Ratings

Once you turn 55, you are typically "protected" and will no longer have to attend an exam to prove that your condition has not changed unless there is reason to suspect fraud. This is sometimes called the 55-year rule.

What state helps veterans the most? ›

These 10 States Have the Best Veteran Benefits: A Comprehensive Guide
  • Texas. Texas is one of the most veteran-friendly states in the nation. ...
  • Florida. The Sunshine State is a popular retirement destination for veterans, and for good reason. ...
  • Alaska. ...
  • Nevada. ...
  • Illinois. ...
  • Wyoming. ...
  • Tennessee. ...
  • Utah.
Apr 19, 2024

Who helps veterans the most? ›

Listed below are the top 10 best veteran charities that serve military veterans and their families.
  1. Bob Woodruff Family Foundation. ...
  2. Homes for our Troops. ...
  3. Operation Second Chance. ...
  4. Puppies Behind Bars. ...
  5. Operation Homefront. ...
  6. Fisher House Foundation. ...
  7. Hope for the Warriors. ...
  8. Yellow Ribbon Fund.

What do veterans suffer from the most? ›

Military service members and veterans have made sacrifices to our country, and they may face lots of different health issues. Some of the most common health problems they may have include chronic pain, sleep disorders, and mental health disorders. But they may also face some different health risks than civilians.

What are the three things you need to get a rating in the VA disability? ›

We base your rating on:
  • The evidence you give us (like a doctor's report or medical test results), and.
  • The results of your VA claim exam (also called a compensation and pension, or C&P, exam), if we determine you need this exam, and.
  • Other information we may get from other sources (like federal agencies)
May 3, 2024

What to say during mental health C&P exam? ›

During your C&P exam, you should be ready to speak honestly about your symptoms and how they affect your life, even though you probably don't want to. Don't pretend your symptoms aren't as challenging as they are or act tough. “This is your chance to tell your story,” Evans said.

How to pass PTSD evaluation? ›

To meet the VA evaluation criteria for PTSD, you'll need to have experienced the following symptoms:
  1. A Stressor That Caused Your PTSD. ...
  2. Persistent Memories of the Stressor. ...
  3. Avoidance of Triggering Activities or Experiences. ...
  4. Negative Changes to Mood and Thoughts. ...
  5. Changes in Arousal and Reactivity. ...
  6. The Duration of Your Symptoms.
Apr 7, 2023

How to answer C&P exam questions? ›

Tip: Be honest.

The examiners will be looking at your medical records and will point out contradictions with your personal statements at the examination as a basis to say your statements aren't credible. Don't exaggerate your symptoms. Don't hold back on the symptoms you are experiencing.

References

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